Keogh Plans

General Benefits of a Keogh Plan

Immediate deduction from your tax return every year that may save you up to 33% of your contributions. You can contribute up to 25% of your net income to the plan, after the contribution, up to a maximum of $72,000 for calendar year 2026 and deduct 100% on your tax return.

• Higher contributions to your retirement and lower income taxes than an IRA.
• Tax deferred status on all gains, interests, dividends, etc.
• Asset protection Trust.
• All investment vehicle alternatives are available through your Broker of Record, Bank or investment Company.
• Loans may be available upon your request.
• Assistance with ERISA compliance
• Distribution at Retirement age will benefit from exemption status or preferential tax rate. For individuals 60 years or more, the tax exempt distribution shall be up to $15,000 per year per plan and $11,000 if you are under 60 year old.

Keoghs are available to the following individuals

• People who own or operate unincorporated businesses.
• People who are or intend to be self-employed.
• Owners that owned more than 10% of a special partnership.
• Owners that owned more than 10% of a corporation of individuals.
• People who intend to do rollovers.

PAG Keogh Program will allow you

• Tax Free Rollover from a Puerto Rico Qualified only Plan.
• Lowest Administration Fee in the industry.
• Group of retirement specialists with more than 15 years of experience.
• The Puerto Rico Treasury Department has pre-qualified all PAG plans.
• Internet access to your account through your investment company.
• Administrative access to your account through the Keogh portal.